By Norman McPhail
Being uninsured and needing an MRI in the United States can be an overwhelming experience. The health care/diagnostic imaging business is a tangled web of confusion. Prices for a scan can set you back upwards of $2,000 per scan (Ouch)! The question is: How can you find a competitive priced scan to fit the uninsured budget?
In an emergency, you might not have the option to choose a facility for imaging services. Uninsured diagnostic imaging patients usually don’t need to have the scan done same day and thus have time to shop. The problem is that most people without insurance don’t realize that they CAN shop around. But YOU do! The best way to fight back is to do your homework. Just like when you are buying a car or new TV; shop around! You can search by price or location & scan type. If you do your research right, you could save THOUSANDS of dollars.
Imaging rates are negotiated between insurance companies, physicians, hospitals, and pharmaceutical companies. The negotiated rates are normally shielded and not made available to the public. These shielded rates make it a muddy mess for uninsured patients to research and compare prices. The good news is that negotiated rates only apply to insurance companies. You do have options being uninsured and needing to pay for your health care out of your pocket.
My go-to tool for diagnostic image shopping is the internet! The internet will help you find the imaging services you need, for a price that won’t break the bank. Price comparison websites such as Healthcare Blue Book, New Choice Health and MRI Scan Group can assist you in making an informed decision that won’t break the bank. Affordable imaging is available at your fingertips, so get those piggies moving!